The mantra to good finances is simply “spend less than you earn.” You want to increase the gap between income and expenses, obviously. The more you have left at the end of the month, the more you can save. How else are you going to get rich, right?
So how do we do this? You can earn more, or spend less, or both. Spending less is the simplest and gives you immediate results, so let’s take a look at some ideas.